Hello, Welcome to the 56th issue of Allison’s Ode the Second Moment, a newsletter that wants everyone to take more risk—as long as it is diversified and then hedged or insured. Generation risk-averse The 10th anniversary of the financial crisis was a time for reflection on what has changed and what has not. Most of the conversations centered around the financial health of banks, regulation, and household finances. But I think something way more profound has changed.