Hello, Welcome to the 38th issue of Allison’s Ode to the Second Moment, a newsletter about the risk of destroying the institutions that keep us safe…and the risk of keeping them. Book smarts vs. street smarts Do you remember season 3 of “The Apprentice?” That was the season when they shook up the original formula and pitted a “book-smart” team (people with college degrees) against a “street smart” team (people without BAs). It was great television and raised the age-old question of whether you really need a degree to be successful.